I estimated what I spend yearly on stuff that I don't even think about; Stuff I've gotten into the habit of buying, even though it doesn't give me that much satisfaction.
My estimated total on magazines, and most of the food and beverages purchased outside my home came to an extra $914.00 per year. That's allowing for the cost of the replacement items, and eating fast food once a week.
That is a very nice vacation, without any additional charges going on my card. Heck, it's 2 or 3 pretty nice vacations. Next summer I can have my cake and eat it, too.
Budgeting specifics -- little things
July 14th, 2004 at 04:03 am
July 14th, 2004 at 06:51 am
It is tough making the adjustment now, but if you keep at it, you will be so much happier not having to pay of trips years later because they are still on your credit card!
July 15th, 2004 at 05:59 pm